Home Health Care is a major concern and an important need to the entire market.


Premier Planning brings you the opportunity to work with the Kemper Senior Solutions Indemnity Home Health Care product, underwritten by Reserve National Insurance Company. With just two questions, almost any client can qualify for this policy.

Home Health Care is a major concern for Americans. Traditional long term care insurance can be unaffordable for some families and many clients cannot qualify due to their health. Medicare will not cover all expenses associated with home health care, and people prefer to recover at home instead of having an extended hospital stay. With Kemper’s Senior Solutions Indemnity Home Health Care policy, which is not considered Long Term Care coverage, your client can stay in control of his or her care. Benefits are payable directly to the client – regardless of any other coverage.

This policy is designed to help provide care in your home as opposed to in a hospital or nursing home.


Benefits are paid for:

  • Skilled Nursing Care
  • General Nursing Care
  • Physical Therapy
  • Speech Pathology
  • Occupational Therapy
  • Chemotherapy
  • Specialist Services
  • Enterostomal Therapy
  • Respiration Therapy
  • Medical Social Services
  • Home Health Care Aide

Optional benefits can also help cover:

  • Prescription Drugs
  • Annual Physical Exams
  • Eye and Hearing Exams
  • Ambulance
  • In-hospital Private Duty Nurse


Contact one of our Premier Planning National Marketing Directors for more information. Be sure to ask about the simple sales presentation geared to help you talk about Kemper Senior Solutions with every client.